(828) 274-0959dustin@cbwadvisors.com
Author archive: Dustin
Message from Preston – June 2014
Below you will read an article on how some workplaces are starting to include electronic cigarettes (e-cigarettes) in their tobacco ban, though technically, they don’t contain tobacco. The jury is still out on e-cigarettes, but there are some disturbing facts coming to light. A recent study by the CDC revealed that the popularity of e-cigarettes…
Policy Peddler or Benefits Risk Manager
I don’t know about you but most agents we talk with would rather retire from this business knowing they made a difference in the lives of their clients and their employees, beyond just selling them a great insurance program. Sure we all make our living selling and servicing a product that transfers risk from an…
Should e-cigarettes be allowed in a non- smoking workplace?
The popularity of electronic cigarettes (aka e-cigarettes) continues to increase across the country. An e-cigarette is a battery-powered device that provides the user with inhaled doses of a vaporized liquid. Generally, the vapor contains nicotine and is inhaled as an alternative to a tobacco cigarette. According to a recent article on the SHRM website, 29…
7 Tips to Beat the Heat When Working on Your Feet
Each year, thousands of outdoor labor workers experience serious illnesses, such as heat exhaustion and dehydration from overexertion and/or lack of preparedness. For 2010, the Bureau of Labor Statistics reports that 4,190 workers suffered from heat illness and 40 died from heat stroke and other related causes on the job. Workers exposed to hot and…
Message from Preston – April 2014
Anyone who has turned on a baseball game recently and seen players wearing ski masks knows that just because the calendar says April, it really isn’t spring yet. But that’s no reason NOT to exercise. According to a recent story in the New York Post, now is as good as anytime to try and lose…
Creating a Coordinated Approach for Health, Safety and Well-being at Work and Home
(Excerpt from an article by Randy Boss of Ottawa Kent Insurance, Jenison, MI, which will be featured in the June issue of Rough Notes.) There are 311 million Americans in the United States and 155 million of those are workers. Work effects employees health care options, emotional well-being and family life. In order to fully…
Employers are spending more on wellness programs, Fidelity/NBGH survey finds
Corporate employers plan to spend an average of $594 per employee on wellness-based incentives within their health care programs this year, a 15-percent increase from the 2013 average, according to an employer survey by Fidelity Investments and the National Business Group on Health. Five years ago, the average that employers spent on such things as…
Message from Preston – March
You don’t have to be a Harvard University graduate to know that obesity results from energy imbalance: too many calories in, too few calories burned. But according to a recent study by the Harvard School of Public Health, a number of factors influence how many calories people burn each day, among them, age, body size,…
Use Employee Wellness to Keep the Healthcare Sky from Falling
Randy Boss, a certified risk architect for Ottawa Kent Insurance in Jenison, MI recently penned an informative article that will run in the March 2014 issue of Health Insurance Underwriter magazine. Here are excerpts from the article. All you hear they hear is healthcare costs are out of control and the government is making it…
The Risk of “Sudden Cardiac Arrest”
This risk issue is important because “Sudden Cardiac Arrest” can happen to anyone, anytime, anywhere and at any age. Without early intervention the outcome is not good. What you need to know is sudden cardiac arrest (SCA) is a condition in which the heart suddenly and unexpectedly stops beating. If this happens, blood stops flowing…