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Category archive: BenefitsNext Newsletter
Policy Peddler or Benefits Risk Manager
I don’t know about you but most agents we talk with would rather retire from this business knowing they made a difference in the lives of their clients and their employees, beyond just selling them a great insurance program. Sure we all make our living selling and servicing a product that transfers risk from an…
Should e-cigarettes be allowed in a non- smoking workplace?
The popularity of electronic cigarettes (aka e-cigarettes) continues to increase across the country. An e-cigarette is a battery-powered device that provides the user with inhaled doses of a vaporized liquid. Generally, the vapor contains nicotine and is inhaled as an alternative to a tobacco cigarette. According to a recent article on the SHRM website, 29…
7 Tips to Beat the Heat When Working on Your Feet
Each year, thousands of outdoor labor workers experience serious illnesses, such as heat exhaustion and dehydration from overexertion and/or lack of preparedness. For 2010, the Bureau of Labor Statistics reports that 4,190 workers suffered from heat illness and 40 died from heat stroke and other related causes on the job. Workers exposed to hot and…
Message from Preston – April 2014
Anyone who has turned on a baseball game recently and seen players wearing ski masks knows that just because the calendar says April, it really isn’t spring yet. But that’s no reason NOT to exercise. According to a recent story in the New York Post, now is as good as anytime to try and lose…
Creating a Coordinated Approach for Health, Safety and Well-being at Work and Home
(Excerpt from an article by Randy Boss of Ottawa Kent Insurance, Jenison, MI, which will be featured in the June issue of Rough Notes.) There are 311 million Americans in the United States and 155 million of those are workers. Work effects employees health care options, emotional well-being and family life. In order to fully…
Employers are spending more on wellness programs, Fidelity/NBGH survey finds
Corporate employers plan to spend an average of $594 per employee on wellness-based incentives within their health care programs this year, a 15-percent increase from the 2013 average, according to an employer survey by Fidelity Investments and the National Business Group on Health. Five years ago, the average that employers spent on such things as…
A Message From Preston – December
Why is it that when it comes to watching our weight and trying to maintain a healthy lifestyle we consider the period between Thanksgiving and New Years Day to be some kind of a blank check period to throw caution to the wind? “It doesn’t make sense to watch my diet because I know I…
If the pool is no longer safe for your customers, do you possess the tools to help them keep their heads above water?
Fully funded group insurance products made sense for many employers for a long period of time. The concept was simple; buy health insurance from a carrier and pool the risks. This way, when one company had a bad year, the other companies in the pool would absorb the blow for a company on the ropes. …
Wellness as an Employee Benefit?
Because workers compensation is not thought of as an employee benefit and wellness programs are instituted with health insurance related goals in mind, most employers do not consider the impact that a wellness program can have on their workers compensation premiums. While a wellness program may not have a noticeable impact on the frequency of…
Three important reasons to become a CBWA
Stop the Spreadsheeting Circus: Tired of spreadsheeting? Become a CBWA and learn to write business by Broker of Record Letter. How? By using our unique approach to wellness–a process we’ve branded as Benefits Risk Management. You’ll be able to show employers how they can identify, analyze and control their employee’s health risks. Navigate through the Layers…