(828) 274-0959dustin@cbwadvisors.com
Category archive: BenefitsNext Newsletter
Wellness Works!
A Michigan tool wholesaler with 70 employees had seen its Experience Modification Factor rise steadily from the industry average of 1.0 to a staggering high of 2.0. As a result, the company was in danger of being placed in an assigned risk pool at very high rates. After careful and thorough analysis from a Certified…
Selling Wellness Benefits in the Obamacare World
Think back to March 23, 2010. President Obama just signed the Affordable Care Act. The law put in place comprehensive health insurance reforms that were to roll out over the next eight years. Do you remember what you were thinking at this moment? If you were like the other thousands of benefits brokers throughout the nation,…
Preston’s Message – May 2013
According to numerous studies; “Healthier employees lead to lower premiums.” And if employers can make their employees healthier without cutting benefits or shifting more premium costs to their employees, where is the downside? After all, Fortune 1000 companies have been using wellness for years to combat the rising costs of healthcare. So, the question is,…
Its Official! Institute of Benefits & Wellness Professionals Launches!
The Institute of Benefit & Wellness Advisors (IBWA) has been launched to help insurance professionals integrate employee benefits with wellness. It has become increasingly clear that Workers’ Compensation, Employee Benefits, and Wellness are the three faces of employee health and the cost of that health. This means property & casualty insurance producers must be equipped…
Report shows stress level is up among workers
In a recent USA TODAY article titled “The slow-to-recover economy is taking a new toll on workers.” It was pointed out that the slow-to-recover economy is taking a new toll on workers across the USA: Not only are they stressed out from job uncertainties and stagnant pay, the stress has lasted so long that now…
When it Comes to Wellness, You Don’t Have to be a Big Company to Achieve Results
Wellness today is for all employers and all of its employees. Back in the 1980s when I was consulting with small businesses some of them had a wellness program in place—and didn’t even realize it. When break time came, the employees of one particular small company would take a walk around the block. Walking together during business…
Michigan Safety Conference – April 16 & 17
Congratulates to Randy as he has been asked to speak at the Michigan Safety Conference this coming year, April 16-17. The title of randy’s speech will be “Breaking Down the Silo’s to Keeping Employees Healthly and Safe.” He will explore why it is important to coordinate the efforts of senior leaders, operations, supervisors and individual employees to…
Health And Safety Messages Every Other Week!
How powerful would it be to be able to send to your customers’ and prospects’ employees health and safety video messages every other week? WellConnect is a service that not only does this–but does it automatically for you! Take a look at our most recent message. If you like it, and want to offer it…