Wellness Works!

A Michigan tool wholesaler with 70 employees had seen its Experience Modification Factor rise steadily from the industry average of 1.0 to a staggering high of 2.0. As a result, the company was in danger of being placed in an assigned risk pool at very high rates.
After careful and thorough analysis from a Certified Benefits and Wellness Advisor, it was discovered that many of the injuries could have been avoided had there been an emphasis on a healthier workforce. For instance, it was felt that a back injury claim could have been avoided by implementing some simple stretching exercises prior to lifting.  The Advisor placed on site a health coach to work with employees in areas such as exercise and proper nutrition, as a way to prevent injuries before they occurred.  The impact was immediate as employees started to feel better about themselves and were able to catch a potential injury before it happened.  As a direct result of these initiatives, the company’s Experience Mod went down from 2.0 to 1.4, and just recently fell below 1.0. In addition, the employer’s Workers Comp health costs were cut by 50%.